Bread Financial Interview Questions

really nice company as well as recruiter. Had great experience , unfortunately failed due lack of practicing , but will try to apply in a future . From what i saw culture is amazing

The interview process was three rounds. First with a recruiter, which is your basic recruiter interview. The next three were with directors from the company and then a final one with the VP of the department. Not a single interview was a conversation. They all read their questions from a script. They said it's a new format for them that the company requires them to interview this way. In my opinion, that is a very old-school way to interview and it really made me feel the company is way behind in the times. That, and the fact that most of my interviewers couldn't figure out how to get Teams to work on their computers. One of the interviewers also showed up 15 minutes late for my interview. I got really weird behind-the-times vibes from the company. Not somewhere you would want to go if you have an innovative mindset. Also, after three weeks of interviewing with multiple people, they never told me if I did or didn't get the job. Even after a follow-up email. It pretty much goes in line with everything else I experienced.

First is a phone call and then if you move to the second round, it’s a teams meeting with a supervisor. The interview is basically tell me about yourself and you experience.

The two interviewers I spoke with were extremely personable, engaged, and collaborative. Some of the better technical interviews I've done, which was a coding exercise then systems design. They painted a good idea of the culture at Bread which I think was nice. I was excited about the company but was ultimately ghosted for 2 weeks and then rejected via automated response at 2am. At least set the automated system to email at a reasonable hour. Nobody wants to get a notification at 2am seeing that they got rejected by a robot. I think the role closed or someone else got hired - either way it was extremely unprofessional to waste my time and not tell me transparently what happened with the role. Ultimately soured the candidate experience and image of the company.

Very streamlined. HR was in constant contact. The process was smooth and hasslefree. The interviewers were open to share their knowledge and feedback. The questions were both about the role and outside the role. The TA team was also very focused and involved in the discussions.

If you don't desperately need a job, look elsewhere. - Recruiter screening > Coding interview 1 > Coding Interview 2 + System Design > Coding Interview 3 - Recruiter screening: The recruiters are semi-responsive and nice, they'll just downplay any experience you have so that you go into interviews knowing you're going to get lowballed at the end - all coding interviews were leet code style that are copy and pasted from some reference sheet they use - Interviews were written in a google doc (yikes) - The Director interviewing for the system designs is pretty rude. If you ask too many clarifying questions, he'll start to work on something else and let you finish the interview in silence. - The system design question is literally what they're working on - Interviewer mentioned "I wouldn't want to work on this if I didn't work here. Figured it'd be interesting to have on the resume"

Nice. I was asked could I drive and park. And operate a forklift. I can. So I said. Yes. I can drive. And. Park. And sometimes I can move stuff. Too.

Quick efficient and straight to the point approach. The interviewer was very personable and knowledgeable. Easy interview. Interview conducted for not more than 15 minutes. Interviewer was very friendly. I was asked to explain the various projects I've worked on and my other co-curricular activities.

3 interviews, one with hiring manager, one technical, one behavioral problem. Overall interviews were fine. However, the offered compensation was 20K lower than what I was initially told it would be.