Bread Financial Overview

  • Columbus, OH
  • 5001 to 10000 Employees
  • 1996
  • Company - Public (BFH)
  • Banking & Lending
  • $5 to $10 billion (USD)

Bread Financial (NYSE: BFH) is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally-enabled choices that offer ease, empowerment, ...
Mission: We challenge the status quo to enable satisfaction and happiness through simple, smart financial solutions created for all.

Company Updates

May 31, 2022
Work Environment Flexibility: Those associates who choose a "hybrid schedule" usually come into the office one to two times per week, at their choosing. Our office environment is a modern gathering space for teams or colleagues who are looking to reconnect in person, or to just grab some Starbucks coffee at our cafe. We offer a fitness center, meeting spaces, and 100% renewable (clean) energy. The hybrid model works for our organization, because we’re meeting our associates where they are. We understand there are associates who want to work in an office environment, and we want to support that need, but give them the flexibility to make that choice. We look to our values to guide us in our cultural expectations, and ensure we’re connecting with each other in other ways including volunteering as a team, our annual giving campaign, and our fireside chats to name a few. We also ensure our senior leaders are continually holding open forums, town halls, and holiday celebrations, all done virtually!
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May 31, 2022
KEY NOT FOUND: company-updates.categories.culture
As we continue to operate in this hyper-competitive and rapidly evolving business environment, we want to ensure we are creating the right flexibility and balance for our associates. Over 70% of our workforce is fully remote, with 20% working a hybrid schedule. Our goal is to support our associates in their choice of the working environment is best for them, but more importantly, we want their career to fit into the life they desire. We do this by providing them with the support they need to be successful outside the traditional office. Things like a work-at-home stipend and flexible working hours. But being productive at work isn’t the only important aspect, staying healthy mentally and physically is just as important to us. We provide mental health access for the associate and their family members, along with fitness reimbursement, and other lifestyle options. Providing these resources to associates ensures they feel supported in all aspects of their life.
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Bread Financial Reviews

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Approve of CEO
Ralph Andretta
Ralph Andretta
184 Ratings
Featured Review
Current Employee, more than 1 year

"Amazing Culture that Keeps Impressing"

Mar 24, 2022 - Individual Contributor in Columbus, OH
Positive Outlook
Approves of CEO


I've been in a professional working environment for 10 years and this is the first employer who really "sees me." The company helps me achieve what's important to me, counts on me to provide my


My only con to share would be that there are some opportunities in the delivery of IT Hardware and equipment. I needed some extra support in setting everything up and the Help Desk came through... a

Advice to Management

Since Ralph joined the company, we've seen so many improvements -- the addition of new paid holidays, flexible time off, increasing our gas / home internet stipend. The real improvements are the
See All 1,048 Reviews

Diversity & Inclusion at Bread Financial

(252 reviews)

Diversity Programs & Initiatives

We’re cultivating an inclusive, respectful workplace that empowers associates. We believe each associate provides a unique and valuable perspective. We strive to nurture and develop these different points of view, encouraging diversity of thought and inclusion in every aspect of our business.

Giving these unique perspectives a voice, associates are active in Business Resource Groups: African-American Resource Group, Family Matters, iConnect BRG (Asian Heritage), Individuals with Disabilities BRG, LatinX/Hispanic BRG, PRIDE Alliance (LGBTQ ), Veterans BRG and Women Connect. 

Diversity & Inclusion FAQs

All answers shown come directly from Bread Financial Reviews and are not edited or altered.

Does there seem to be diversity at Bread Financial?

...Flexible, work life balance, focus on diversity...Read More

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Bread Financial Photos

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Bread Financial Interviews

Getting an Interview
Applied online58%
Employee Referral9%

  1. Featured Interview

    Collections Specialist Interview

    Anonymous Employee in United States
    Accepted Offer
    Positive Experience
    Average Interview

    I applied online. The process took 2 weeks. I interviewed at Bread Financial (United States) in Mar 2022


    The first time interview is an On demand interview, very quick and easy. They walk you through each step and give you time to think about your answers. Second part is a phone interview

    What attracted you too apply for this position? What are different computer systems you are familiar with? Give a time that someone at work was critical and how did you respond? Give a time a work that 2 people had 2 different options and how did you solve the problem?

    Answer Question

See All 183 interviews

Bread Financial Awards & Accolades

  • # 123, Forbes Best Employers for WomenForbes2021
  • #313, Forbes Best Employers for DiversityForbes2021
  • The Bloomberg Gender-Equality IndexBloomberg2021
  • BenchmarkPortal “Center of Excellence” (16th year)Benchmark Portal2021
  • #28, Forbes Best Employers for New GraduatesForbes2020

Popular Careers with Bread Financial Job Seekers


Bread Financial FAQ

(55 Questions)

All answers shown come directly from Bread Financial Reviews and are not edited or altered.

See questions about:

Does Bread Financial offer massages?

...Free coffee and hot cocoa and hot water for tea (you brought the tea)...

March 16, 2020

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Work at Bread Financial? Share Your Experiences

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