Great staff - Director N26 Employee Review

Small team in NYC working on bringing N26 to the US. Flat team structure (no bureaucracy or painful hierarchies). Open lines of communication and instant feedback loops. Everyone is extremely smart and driven towards a common goal, and we also enjoy each other's company both in and out of the office. There's also respect for having a life outside of work and a good sense of balance. Huge opportunity to take on as much work as you can handle and drive your own workstreams and outputs. I've found that my scope of responsibilities is quite large, and since joining, I've broadened my skill-set significantly in areas I wanted to expand upon.

Coordination with Berlin can be difficult at times given time zones and hypergrowth there. Nonetheless, people always are willing to help out and make themselves available when needed. Small team size as of now means fewer hands to help with all that needs to get done. That said - plenty of opportunity for new joiners to take on key tasks and responsibilities as we continue to grow the team

I made a lot of good friends while at N26 and the work, while at times, chaotic, has the ability to teach you a lot.

The company is completely dysfunctional. The product organization has been completely castrated by the CEO, who demands that all decisions be signed off by him. To make matters worse, he has surrounded himself with yes-men, who are happy to collect their paychecks while adding nothing of value to the organization, such as a CTO who has no technical background. Decisions are made on whims, and are always chasing a quick win, just to keep the VC money flowing. It took how long and how many warnings from BaFin to finally build out a legitimate fraud prevention team? Why make a real commitment to building a bank if you can fake it until you make it instead. Why did N26 enter both the UK and USA? Money. Why did they leave both markets? Because no one ever asked what would make those markets successful, so instead they bombed. Why should any one think a commitment to expanding into eastern Europe will be any different? And to sum up how out of touch management is, early on during Covid, there was a company-wide meeting, where the founders were fielding many tough questions about the recent layoffs and their lack of work from home policy. The COO decided to cut the meeting short to announce that he was dropping his new techno album and you could contact him for a copy.