Great Opportunity for Recent Grads - Junior Credit Analyst Axos Bank Employee Review

5.0
3 Sept 2020
Recommend
CEO approval
Business outlook

Pros

The Junior Credit Analyst (JCA) Rotation program is great for recent grads that are looking for experience in the Banking industry. The rotations offer in depth training on various areas of the Credit Department (Data Analytics, Audit, Underwriting, Portfolio Management, etc.). The Bank thrives on improving processes. Coming into Axos with the mindset of trying to make things better will get you very far and noticed by upper management! The rotation program is truly unique as you learn many aspects of how the Bank operates and you can impact the day-to-day business. Management supports continued learning and will regularly set up training such as SQL, advanced Excel, and Robotic Process Automation. There is an opportunity to present a process improvement in front of the Chief Credit Officer, this is a great way to get recognition.

Cons

I wish there was a better ocean view.

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Axos Bank Response
5y
We appreciate your feedback. Certainly sounds like you're thriving in our culture! Continuous improvement is a way of life at Axos, and it's great to hear that you're taking part in that effort both personally and professionally. As far as the ocean view goes, we'll simply say this: As a meritocracy that rewards individuals based on their hard work and success, Axos puts no limit on what you can achieve. So keep up the great work and see what happens!

Explore other reviews about Axos Bank

5.0
14 Jun 2026
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

• Realistic goals • Cutting-edge technology that speeds up the work • Solid career progression opportunities • Smart colleagues • Great compensation and generous benefits

Cons

No. At this point, I couldn’t ask for anything more.

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Axos Bank Response
4d
Thank you for the great feedback and we’re glad to hear the goals, technology, and team are making a positive impact on your experience. It’s great to know you’re seeing growth opportunities and value in our compensation and benefits. We appreciate you being part of Axos!
1.0
22 May 2026
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

Only pro here is that certain roles will let you operate above your title, e.g. exposure to sides of the job reserved for senior roles at other firms. 15 days PTO to start is actually not terrible either. Great coworkers depending on your team.

Cons

Too many to list here, but will try. Main issue here is the top-down culture of fear and internal politics, as the entire bank is at the whim of one person. Managers are exclusively concerned with looking good in front of the CEO, and even top SVPs are terrified to be honest with him. SVPs routinely complain about not being able to get comp raises for employees, while simultaneously being terrified to ask. Do not expect your manager to go to bat for you if it in any way involves being assertive. If you want to work for a borderline alt-right CEO who belittles employees openly, this is your spot. The only people that thrive here are those who have never worked elsewhere and do not know what a real company looks like. Looking forward to the HR denial response here too. Some other cons: - Zero WFH allowed - Below market compensation across all roles - Stock bonus vesting schedule that take 4 years to fully vest

4
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Axos Bank Response
2w
Axos is a performance-driven environment with a clear expectation of accountability, transparency, and results at every level. Leaders are expected to advocate for those who are performing on their teams, have direct conversations, and drive outcomes. Many employees thrive in this environment because it provides meaningful responsibility, exposure to leadership, and the opportunity to contribute beyond a narrowly defined role. Compensation and rewards are managed through structured processes aligned to market data, business performance, and individual contribution. Equity programs are designed to promote long-term alignment and retention, which is standard practice across the industry. Our onsite model is intentional and supports collaboration, speed of decision-making, and execution, key differentiators for our business. While that model may not be the right fit for everyone, it is clearly communicated and consistently applied. We continue to focus on attracting and retaining high-performing talent who are motivated by impact, ownership, and the opportunity to build in a fast-paced environment.
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