Advertised as Analytical - Work is Administrative - Junior Credit Analyst Axos Bank Employee Review

2.0
23 Sept 2020
Recommend
CEO approval
Business outlook

Pros

-Great opportunity straight out of college, allow overtime. -Health Benefits -Main office in La Jolla has cool amenities like private gym. -Potential ability to have free training in areas requested (not paid for this training though) -Cool opportunities to hear/learn from executives and learn more about the banking industry from seasoned experts.

Cons

- Few rotations in this "rotational program" - End of year bonus is a bit misleading - Compensation/Pay is pretty low. - Ability to excel/enjoy program reliant on which department you're appointed to, not based on merit but on luck. - Position ends up boiling down to admin/servicing work that doesn't provide much in the way of learning about the banking industry from an analytical and seems to be menial work that managers just don't want to hear or think about.

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Axos Bank Response
5y
Thanks for taking the time to share your insights. It sounds like you're seeking greater responsibility/challenge, which is something our meritocratic culture encourages. We'd recommend you speak with a manager of the JCA program about broadening the scope of your portfolio. One comment about pay: our compensation package is competitive and consists of a base salary plus performance-based bonuses paid out twice a year. The bonuses are paid in a mix of cash and stock, which vests over three years.

Explore other reviews about Axos Bank

5.0
14 Jun 2026
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

• Realistic goals • Cutting-edge technology that speeds up the work • Solid career progression opportunities • Smart colleagues • Great compensation and generous benefits

Cons

No. At this point, I couldn’t ask for anything more.

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Axos Bank Response
4d
Thank you for the great feedback and we’re glad to hear the goals, technology, and team are making a positive impact on your experience. It’s great to know you’re seeing growth opportunities and value in our compensation and benefits. We appreciate you being part of Axos!
1.0
22 May 2026
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

Only pro here is that certain roles will let you operate above your title, e.g. exposure to sides of the job reserved for senior roles at other firms. 15 days PTO to start is actually not terrible either. Great coworkers depending on your team.

Cons

Too many to list here, but will try. Main issue here is the top-down culture of fear and internal politics, as the entire bank is at the whim of one person. Managers are exclusively concerned with looking good in front of the CEO, and even top SVPs are terrified to be honest with him. SVPs routinely complain about not being able to get comp raises for employees, while simultaneously being terrified to ask. Do not expect your manager to go to bat for you if it in any way involves being assertive. If you want to work for a borderline alt-right CEO who belittles employees openly, this is your spot. The only people that thrive here are those who have never worked elsewhere and do not know what a real company looks like. Looking forward to the HR denial response here too. Some other cons: - Zero WFH allowed - Below market compensation across all roles - Stock bonus vesting schedule that take 4 years to fully vest

4
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Axos Bank Response
2w
Axos is a performance-driven environment with a clear expectation of accountability, transparency, and results at every level. Leaders are expected to advocate for those who are performing on their teams, have direct conversations, and drive outcomes. Many employees thrive in this environment because it provides meaningful responsibility, exposure to leadership, and the opportunity to contribute beyond a narrowly defined role. Compensation and rewards are managed through structured processes aligned to market data, business performance, and individual contribution. Equity programs are designed to promote long-term alignment and retention, which is standard practice across the industry. Our onsite model is intentional and supports collaboration, speed of decision-making, and execution, key differentiators for our business. While that model may not be the right fit for everyone, it is clearly communicated and consistently applied. We continue to focus on attracting and retaining high-performing talent who are motivated by impact, ownership, and the opportunity to build in a fast-paced environment.
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