No time for a life: 10 hour work days 6 (7 days encouraged) days per week. You'll face lots of rejection which is tough because you only get paid for selling insurance, but we tell people we are providing a free service such as giving out Will Kits in order to generate more leads. If clients miss their payments and you don't find a way to get them to pay, your check gets garnished each week in order to pay back the advance received for their business. This means you have to make enough sales in order to compensate for the bad business so a $700 sale can sometimes only payout $250 due to chargebacks.