Pros
Flexible schedule Nice people Lots of education Depending on the office, opportunities to receive bonuses
Cons
There is no salary or hourly, all pay is through commission. If clients cancel insurance policy within 1 year of purchase, you’ll be forced to pay any unpaid months back. You can easily end up owing leadership money instead of making it. Since you’re dealing in insurance, things like underwriting can keep you from receiving commission for several weeks to months and a client still has a year to cancel the policy for which you’re held financially liable. Critical information is buried under mountains of slide shows and links including how you get paid. You’re required to hunt all your own clients which usually consists of friends and family. Job does not feel worker friendly and should only be undertaken by people with reliable connections and a MAJOR conviction for sales. While I appreciate the knowledge and connections I’ve made, I hate that pretty much live in fear of the office secretary calling to collect because another client terminated their policy early even after months of me leaving the company.