Personal Loan Specialist - Personal Loan Specialist OneMain Financial Employee Review

4.0
15 Apr 2016
Recommend
CEO approval
Business outlook

Pros

Good training from experienced management. Paid vacation time. 401k match. Profit sharing in good years. Management's pretty easy going about taking time off as long as it's not the last week in a quarter. I would really like this job and stick with it if only it would pay enough as to not force me to have a second job. Being a head of household and main financial provider for my family, I need to bring home more than is offered outside of a management position. Oh, and the benefits were better before Obamacare...now everything is shifting to high deductible health plans adding costs to you and further exacerbating the problem of this job not paying enough to get by on just this job alone.

Cons

You are a number in corporate America. Human resources is centralized so there is little to none ability to state your case for a raise. This job really doesn't allow for raises, the only way to increase your salary is to pursue a management position. Also, most of the in-branch human underwriting aspect of the job, which is enjoyable is being overtaken by computer based determinations which are flawed and are based off of percentage generalities. I believe our sub-prime finance market requires a more in depth look than a computer can see. The CFPB is the constant watchdog and the company constantly is changing things so that they don't get fined, but the changes inhibit freedom of movement and flow in business.

Explore other reviews about OneMain Financial

5.0
5 May 2026
Recommend
CEO approval
Business outlook

Pros

Collaborative work environment, hybrid schedule, great leadership

Cons

None so far this year

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OneMain Financial Response
1mo
Thank you for sharing. We are happy to hear about your positive experience.
1.0
19 May 2026
Recommend
CEO approval
Business outlook

Pros

Your peers. I have a great group of co-workers though multiple have left because of HORRIBLE direct management in the AM department.

Cons

Low hourly pay. Tricky incentives. Shark like environment. Terrible and I mean TERRIBLE managers. Favoritism runs rampant at this place and goes unchecked. Lazy, incompetent department manager makes up his own rules (you MUST use your break time to go the bathroom) which goes endorsed by his superiors and HR. Reward people who live at that place and work insane OT hours because of the low pay, but crap on people working the normal amount of hours because you’re based on the “average”. Truly one of the worst management staffs I have ever seen coupled with lackadaisical training and one of the dumbest rules I’ve ever heard of…you must be at One Main for ONE ENTIRE YEAR before you can transfer out of the department or move up. Trust me when I say run as far away as you can from this place.

1
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OneMain Financial Response
1mo
Thank you for sharing your feedback. We're committed to fostering a positive and transparent workplace and value our team members input. If you'd like to provide additional details, please feel free to reach out to HR for review.
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