Pros
Working from home but that has nothing to do with the company itself. Working from home with zero base pay, zero benefits, and at your own cost. No company that values you as an employee will make you pay for everything to establish yourself as a worker and then give nothing except the glimmering hope of commission. Ew. Welcome to the future of underpaid, overworked, 1099 robot employee life.
Cons
Everything. Be prepared to spend at least $2.5k getting yourself prepared for this company- state licenses, tests, materials etc. only to go through unpaid training, inconsistent management, platform issues, “unlimited inbound leads” that are acquired by third party scam marketing system that promises “free insurance” or a “$150k stimulus.” I made 4k in 3 weeks thinking I hit the jackpot. I have 5 years of high goal, high stress insurance sales experience btw. Then the truth came out- scam scam scam of a company. The leads became increasingly worse. Homeless, unemployed, not looking for life insurance, looking for food stamps, government assistance, stimulus, etc. You will get 10 of these calls back to back and when you don’t quote or sell to them, it counts against you. Little by little, these calls add up and after a few weeks of getting overwhelming crap scam leads and not selling to them, Assurance will put you at a low tier and you will be working 6-8 hours a day for literally 3 phone calls. Hoping and praying at least one of them aren’t homeless or unemployed. The way they structure their business is a scam and unfair. The only way to survive is by strong arming people into policies they don’t want/can’t afford by pushing out the payment date to a month in advance and hoping they “forget” the policy is in-force. The “in-force” rates are a joke. People don’t keep their policies with this company. The management is more concerned about how many apps you submit rather than what actually stays in force or is good for their clients. I don’t know how they are in business. I could write so much more but you get the picture. If you think it’ll be different for you, I hate to crush your hopes but it won’t be. Saving you the time and $$$. Go find a company that is more transparent, more ethical, values you as an employee and will bring you more success than hardship.