Pros
If you don't know the answer, you have the support of Securian to help you, usually the answer doesn't help though.
Cons
Let's start off with technology, for a billion dollar company to be so far behind in technology is surprising. Payroll system is completely outdated and has resulted in numerous errors in my paycheck. Payroll is very limited to what they can do in regards dividing compensation. Workflow processes with underwriting is inefficient, causing client frustration as well as the look of incompetence on me. Compliance in my opinion are over conservative. Senior advisors and junior advisors are treated differently even though we may have the same knowledge on a subject. Any marketing must go through a 3rd party company that takes weeks for approval, approval can sometimes be focused on opinions and not compliance. Some of these things may seem trivial but some things make life easier and to be this far behind is frustrating.