Pros
The company pays for almost everything, but this has now changed. Under the new model "Trac" program you get full bonus and full renewals, this also means you pay all the bills. The company is great, super conservative, but this also means that only about 15% of people quoted will get a somewhat competitive rate, not nearly enough for a bad economy when people are trying to save money, you can make ok money here but at what expenses? you'll end up working way too hard for a little scratch, if you value your time don't work here.
Cons
Not enough commission, way to conservative with every product offered i.e. only a few kinds of motorcycles, HO-3 cost way to much and forget the FO-3 market, only a few businesses meet the strict rules, super strict underwriting for everything else, by the end of the day Shelter is too expensive and is filtering out 90% of the market place, unless you DBA everything, but you don't make money in DBA (avg 7% commission) and don't count on bonuses if you have any sort of weather in your area.