Pros
Excellent brand and name brand recognition. Computers, software, systems and training supplied by company. All excellent. Earn residual income, new commissions and an excellent year end bonus. Annual bonus provided by company based on production to invest for retirement. Traveled around the world on incentive trips. Fully paid by company. Excellent accomodations. Praise and recognition important to company and it's agents. Most agents are helpful in helping each other achieve goals. Management supportive and willing to help in any way they can. Most agents are lifetime agents. Excellent benefits. Great agent and staff training.
Cons
Cannot sell book of business. Company owns accounts. Cannot purchase books of business or accounts. Not a good place for average or below sales and management talent. Takes a few years to develop a good cash flow. Not ideally suited for individuals who do not have cash to carry them in early years.