Multiple lapses in U.S. health insurance coverage while payroll continued deducting employee premiums, leaving people to discover only at the doctor or pharmacy that coverage had been cancelled and forcing out‑of‑pocket payments or skipped care. These lapses stemmed from nonpayment from Europe and continued even after repeated written warnings from U.S. staff about the legal and human impact.
Chronic underfunding of payroll and vendor payments: bounced payroll debits, late pay, threats of liens, and collections activity against the U.S. entity, while people in the U.S. had no authority to move money and had to repeatedly ask the European office to fund basic obligations.