Pros
Diversity and inclusion, but even this is a con because most of the staff spend endless amounts of time planning galas about one race or the other rather doing actual work.
Cons
worked at TD for several years and the experience was deeply frustrating. The organization is paralyzed by too many stakeholders, most of whom contribute little more than opinionated noise. Decision-making is slow, convoluted, and dominated by outdated thinking. Analysis paralysis is the norm, and any initiative with potential is quickly buried under layers of bureaucracy and endless “alignment” meetings.
TD has been trying to implement Scaled Agile for over three years now, but it’s a textbook example of how not to do it. The result? Duplicated roles, with people in so-called “journeys” attending meeting after meeting, writing stories that go nowhere — while another layer of “strategic thinkers” float above doing high-level planning without any execution. It’s chaos masquerading as transformation.
The tech is abysmal, the work processes are antiquated, and there’s no true innovation happening. Any “product enhancements” are essentially just price tweaks — squeezing more from customers without offering anything new in return. Leadership is completely out of touch with the industry and the realities on the ground. There’s a persistent disconnect between vision and delivery — mostly because execution at TD is non-existent.
A staggering portion of the workforce — at least 80–85% — contributes little to nothing. Many stay simply because the pay is decent for the minimal effort required, or they’re locked into defined benefit pension plans from years ago. It’s an open secret internally. There’s massive dead weight, and until TD undergoes a serious reset — not just in org structure but in culture — nothing meaningful will change.
If you’re driven, forward-thinking, and want to build or innovate, look elsewhere. This place is a holding pattern at best, a slow spiral at worst