A decent opportunity if you're good at it. Terrible if you're not. - Sales Representative Combined Insurance Employee Review

3.0
11 Aug 2012
Recommend
CEO approval
Business outlook

Pros

Commission rates are decent. Benefits are decent, if you sell enough to qualify for them. Their accident-only insurance product (Accident Protector) is very good for how much it costs. The company is in the process of changing some of their more frustrating policies and starting to come into the modern era on their business processes and practices.

Cons

Their life core insurance product (Family Life Protector) is not particularly good. Lots of cold-calling businesses and sometimes residential areas. If you aren't particularly good at selling their products you will make very little money since it's a commission-only job at the sales agent level. You will be expected to go out and see current customers on a regular basis, sometimes as often as every three months. Many of these customers have seen an agent pretty recently and will not be thrilled to see you. You will probably be expected to work six days a week and long hours (>10 hours a day) depending on who your Territory Manager and Market Director are. You may have to spend an inordinately large amount of money on gas since the geographic area your sales office services will probably be very large. Expect to drive a few hundred miles every week

Explore other reviews about Combined Insurance

5.0
21 Jan 2026
Recommend
CEO approval
Business outlook

Pros

Great work / life balance, phenomenal health insurance benefits, supportive management, team mentality

Cons

I don't like the new 4 day in office mandate but it's fine.

3.0
23 May 2026
Recommend
CEO approval
Business outlook

Pros

Fair company. Mgmt was ok

Cons

Low salary not overtime I’d offered

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