Under paid and over worked- senior underwriter - Anonymous employee Discover Employee Review

2.0
12 Sept 2019
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

PTO time, ability to work from home

Cons

Production goals are unrealistic and far fetched. Created by upper management who only sees numbers and does not understand the role and the process time needed review a loan. The staff consists of JR underwriters, mid level underwriters and Senior underwriters. Mid level and Jr underwriters do not review complex loans such as self employed, fixed income or rental income. However, you are held to the same production goal. Thus, you WILL have to work OT in order to meet your production goals. At the end of the month, they will hold you accountable for small mistakes such as spelling errors or a mistype of an account number, which will impact your overall rating. (Which is used for reviews and end of year raises) Salary is very low in comparison to other companies.

Explore other reviews about Discover

5.0
18 Jun 2026
Recommend
CEO approval
Business outlook

Pros

There are still great employees working at Discover despite looming layoffs due to Capital One acquisition.

Cons

Morale is at an all-time low, integration with Capital One has caused significant anxiety and confusion.

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