Pros
Visa is a great brand that is world -renowned. People are generally capable, smart and easy to work with. Unique industry that you can't get elsewhere. It can take a long time, but once you are promoted its reliatvely easy to get the ear of senior management. Pay is above normal for the area in general, and at least the bonus structure is pretty good. A lot of great people left though since they felt their input was not heard in regards to the changes. Too many difficult people remain that just have good pedigrees. Overall it's OK, but better companies available in Bay area.
Cons
Very insular, closed-minded people, too many hours, unorganized, planning process is horrible. Too many people are allowed to hand around for too long, even when they have been written up as harassing employees. The overall work environment is not supportive of each other, but cutthroat and competitive. Visa is still a work in progress since they went public, that will remain for a few years until things work out. Positive that they are looking at the bottom line more closely, but not 100% there yet. I would have a hard time going back as a full time employee, maybe would consider contract.